Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. Our product disclosure statements pds and handbooks contain detailed information about your fund such as costs, benefits and risks. All of these information booklets form part of the pds and you should read them before deciding to join statewide super. We also recommend that you maintain up to date virus protection software on your computer which should assist in protecting it from malicious software and spyware. Canstar star ratings represent a shortlist of products, enabling consumers to easily compare super funds and narrow their search to products that have been assessed and ranked. To join child care super and use employer portal, a nocost, superstream compliant clearing house, simply register your details here you will be set up with an account and you can begin making contributions immediately. Portfoliocare super pension service pds portfoliocare super pension service additional information booklet portfoliocare super pension service investment options portfoliocare ewrap. Flexi pension is an accountbased pension offered by unisuper. The caresuper pension lets you turn your super into a regular income account while making the most of investment returns. Associates and consents8 important information this product disclosure statement pds dated 17 october 2016 provides a summary of significant information and contains a. Pds if you intend to apply for a caresuper pension. Care super pty ltd trustee abn 91 006 670 060 afsln 235226 care super fund abn 98 172 275 725 the information contained in this pension guide product disclosure statement pds is correct at the date of issue, 27 october 2012. Access to energy supers most up to date product disclosure statements. Care super is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works.
Amp will help you plan for your retirement and will also helps take care of your super through and into retirement. This spds is dated 1 april 2020 and must be read together with the vicsuper flexible income combined financial services guide and product disclosure statement pds issued 1 july 2019 the pds. A choice of pension products to suit your life stage retirement access offers a preretirement phase, also known as transition to retirement, and a retirement. The material relating to how super works may have changed during the period from the day you acquired the product and the time when you read this pds.
Child care super pds and important information guides. Abn 39 100 103 722 level 6, 161, collins street melbourne vic 3000. To find out more about accumulate plus, read our pds at. Product disclosure statements pds and member guides. Flexi pension product disclosure statement key information about the flexi pension product and membership plus attached application form. A caresuper pension lets you keep investing your savings while taking advantage of tax benefits.
Care supers pds product disclosure statement download. Theres details about everything from how super works, to how we invest your money, how super is taxed, and associated fees and insurance. Were currently experiencing a high volume of enquiry as a result of the government response to covid19. Important things to know about choice income australian super. Detailed information about each account can be found in.
Terrorism financing program to fulfil our compliance obligations. Product disclosure statements pds and related member guides provide important information about investing your super with prime super. This pds was issued on 1 april 2020 by care super pty ltd the trustee. Bussq can provide you with financial advice about your super. Caresuper is an awardwinning industry super fund thats been helping. This pds provides a summary of significant information you should consider before investing in this product. Product disclosure statement pds our pds and information booklets cover everything from how super works to associated costs and fees. This supplementary product disclosure statement spds supplements and updates information contained in the rei super pension product disclosure statement pds dated 1 november 2019 and is to be read in conjunction with that document. The purpose of the spds is to update minimum payment requirements to reflect changes to law. Within the how super works section of the pds, a new paragraph is added to the end of the section titled.
Insurances associated with state super retirement fund. Caresuper pension transition to retirement guaranteed income product. Care, income care plus andor business overheads cover. In the table below you can discover how many superannuation accounts that care super looks after, the age and gender of care super fund membership and how that compares. Rest super product disclosure statement pds and forms. Care super had a growth in the number of member accounts in the 2019 financial year of 1%, which is the 62 largest growth of the 150 funds that provided this information. Pension guide pds pdf corporate responsibility and sustainability policy pdf. Benefits of investing with oneanswer frontier personal super and pension oneanswer frontier personal super and pension enables you to. Some products and services offered on this website are provided by third parties. Whether youre looking for unlimited plans and coverage levels, automated benefits eligibility, autohousekeeping of valuations and premiums, or more, the vista benefits component will bring you and your team peace of mind.
Pds is obsessed with caring for your human capital management needs on a granular level. Performance and unit prices signaturesuper allocated. Qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. Check the investment performance and unit prices of amp signaturesuper allocated pension, one of amps retirement funds. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs.
Product disclosure statement vision super saver pds additional guides 2. This website contains general advice, not taking into account your objectives, financial situation or needs. Sperannuation oneanswer frontier personal super and. Canstar compares superannuation using a unique star ratings methodology that compares both cost and features across superannuation products. Care super pty ltd trustee abn 91 006 670 060 afsl 235226 care super fund abn 98 172 275 725. Macquarie super and pension manager ii macquarie bank. This pds has information about the caresuper pension.
Caresupers three largest pension investment options where most pension members have all or some of. Loans scheme income assessment for residential aged care fees asset assessments for entry to residential aged care grandparents and carers who raise and care for childrengrandchildren. Product disclosure statement 1 october 2019 equip super. This spds is to be read together with and supplements the portfolioone superannuation and pension service product disclosure statement pds dated 1 july 2014. About this product disclosure statement this product disclosure statement pds has been prepared and issued by unisuper limited. How to open an account for state super retirement fund.
This document outlines the investment options available through the portfoliocare superpension service product disclosure statement pds. Supplementary product disclosure statement rei super. Generally your employer is required by law to make superannuation guarantee sg contributions of 9. State super retirement funds pds product disclosure. Additional products offered by first state super these products are offered by first state super as a result of the successor fund transfer of the stateplus retirement fund to the first state superannuation scheme on 1 july 2019. This product disclosure statement pds is a summary of significant information and includes a number of references to other important information which forms part of the pds, namely the ing living super product guide product guide and ing living super defined fees guide defined fees guide. Combined financial services guide and product disclosure statement 08 april 2020. The avsuper and corporate pdss above refer to and incorporate the member investment choice mic guide, the member insurance guide, fees information and insurance fees. Superwrap product disclosure statement and additional information booklet 1 july 2019 this update, dated 1 july 2019, relates to the superwrap product disclosure statement as updated or. Retirement phase, transitiontoretirement ttr and beneficiary income streams bis. You can control your income and investments without the stress of managing your money on your own. A pension is different to super once you have established an equip pension, you cannot make any further regular or oneoff contributions to the pension account. The riskinfo resource centre makes extensive use of the pdf file format. Caresuper pension your superannuation choices caresuper.
Guaranteed income product disclosure statement caresuper. Extra care cover offered through onecare super from your. The pds is supplemented by deleting the text and table on page 17 along with the remainder of the table on page 18 and replacin g it with the following. Important documents relating to your super can be found here, such as pdss and members guides. It sets out information about our retirement income stream.
This is a supplementary product disclosure statement spds t o the portfolio care ewrap superpension product disclosure statement pds dated 30 september 2017 and should be read together with this document. Changes to government legislation or superannuation rules made after this date may affect its accuracy. Super and pension product disclosure statement 18 september 2017 contents page 1. Join and make payments with a nocost clearing house. Superannuation may sound complex but it is really just the money you put away for your retirement. Login to your memberonline or quicksuper account caresuper. Whether you need an endtoend recruiting, human resources, benefits, and payroll solution, or a full range of other hr services, we build technology for you to match your specific needs in a.
Remember, once you reach 60, you pay no tax on the income you receive from your account. The personal insurance which is set out in this product disclosure statement pds will help you to protect your current. Please refer to this information and any nonmaterial changes as part of making your decision about avsuper. Before acting on this advice you should determine if it is appropriate for you. Portfoliocare superpension service offers a range of investment options featuring. Vicsuper flexible income supplementary product disclosure. Super continuance allows you to cover regular superannuation contributions.
Our benefits features are built for you and put you at the core of everything we do. On page 6 of the pds, the following replaces the key information for the feature of insurance under the insurance and estate planning section of the features at a glance table. You can get the form by downloading the pension guide pds. To add more funds, you would need to cease your pension and establish a new pension. State super retirement fund is required to provide a product disclosure statement to. Please ensure you download the free adobe reader software. Caresuper was created in 1986 to help members of the professional and administrative services plan for retirement.
Our account based pension helps you turn your super into a regular income in retirement. How super works super is a longterm investment designed to help you save for your retirement with. Pension guide pds pdf lets help you make the best choices for your employees benefits for employers. Before acquiring a product, first read its product disclosure statement.
Important documents relating to your super can be found here, such as pds s and members guides. Today, you can enjoy industry super funds with low fees and a proven track record. The incorporated by reference materials form part of the pds and you should also read these documents. Callers to the contact centre might experience longer wait times than usual. If youre setting up a transition to retirement strategy, select this option when youre applying for your. Its flexible and easy to manage so you can enjoy your retirement knowing your money is still working for you. Please note the following change to the flexi pension pds since publication. Product disclosure statements pds and related member guides provide important information about investing your super with. Ensure your operating software has been updated to the most recent version for ios, you need to be on version 12. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. Ive got a super and pension account with caresuper. A flexi pension lets you pay yourself a regular income from your super while youre still working or once youve retired.
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